Public Liability Insurance For Skip Hire
Skip Hire Insurance Backed By ‘Exceptional’ Service
Want to save money on your public liability insurance for skip hire? Let the insurance specialists at Coversure Hull compare our markets to find you the skip hire insurance that’s right for you. Whether you have a single skip loader or a fleet of skip loaders, call us today on 0800 977 6037 and let our award-winning team help you get the protection you need.
Skip hire insurance backed by ‘Exceptional’ service
Our award-winning team is rated as ‘Exceptional’ by feefo and with over 50 years of liability insurance experience, you can rest assured you’re in safe hands. Being independent we can put your needs first, and we’ll compare the market to find you great cover for a great value premium. To find out more, call us free on 0800 977 6037 or start your skip hire insurance quote today.
What is public liability insurance for skip hire?
Public liability insurance for skip hire – or skip hire insurance as it’s also known - through Coversure Hull is a flexible policy that provides skip hire companies with the public liability insurance they need. We can tailor it to your requirements, and as well as your public liability risks it can provide:
- Employers’ liability insurance
- Fleet insurance
- Business interruption insurance
Who needs skip hire insurance?
Skip hire businesses and those involved in the delivery and collection of skips. Skip hire insurance through Coversure Hull is flexible enough to cover all sizes of skips from mini skips right up to large, 12-yard maxi skips.
To find our more or to get a skip hire insurance quote, please call us free on 0800 977 6037. We’ll get to know your needs before comparing our markets to find you the protection that’s right for you.
What can skip hire insurance cover?
Skip hire insurance through Coversure Hull can be tailored to your needs, but it commonly includes:
- Public liability insurance – covers you should a member of the public injure themselves or if their property is damaged while you are working. It covers the cost of claims made by members of the public for incidents that occur in connection to your business’s activities. Policy limits are typically arranged for £1m, £2m, £5m or £10m depending on the size of your business and the type of work you are doing
- Employers’ liability insurance - is a legal requirement if you have employees. It provides cover in the event of an employee injuring themselves or if their property is damaged while at work. The law says that if you employ at least one person, you must have employers’ liability insurance (sometimes called ‘E.L. insurance’) in place to protect your employees in case they are injured or become ill through working for you. Your policy must:
- Cover you for at least £5 million – some companies take £10 million or more
- Be with an authorised insurer
- And employers must provide a safe working environment
- Fleet insurance – if you have two or more skip loaders – or a skip loader and at least one other commercial vehicle – then you can get a skip hire fleet insurance policy. Fleet insurance will not only save you time as you’ll only have one policy to manage, but can lower your overall skip hire insurance costs too
- Business interruption insurance – if your business had to close for a period following a disaster such as a flood or a fire, could you cope financially? With business interruption insurance as part of your public liability for skip hire insurance you can receive an income until you’re back up and running
How much does skip hire insurance cost?
At Coversure Hull we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your needs and create a package of cover that fits your requirements. What we can say is that your skip hire insurance quote will depend on things like:
- How many skips loaders you have
- Where you are working
- The size of your business and its turnover
- If you have any employees
- The value of your tools and equipment
- Your business’s postcode
- Your claims history
- How long you have been operating for
If you’d like to know how much a skip hire insurance policy will cost you, please get in touch. You can call us on 0800 977 6037 or start your skip hire insurance quote today.
Public liability insurance for skip hire FAQ
Skip hire insurance is a complex area of cover and it’s important to get it right. To help you get the protection that’s right for you, here are our skip hire insurance frequently asked questions. We hope they will prove helpful, but if you’d like to get some independent advice, then please call us free on 0800 977 6037. Our team of insurance specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
Q. Who needs skip hire insurance?
A. Skip hire businesses and those involved in the delivery and collection of skips. Skip hire insurance through Coversure Hull is flexible enough to cover all sizes of skips from mini skips right up to large, 12-yard maxi skips
Q. Is public liability for skip hire insurance a legal requirement?
A. No, though if you have any employees, you will need employers’ liability insurance. You will also need skip lorry insurance to drive it on the road
Q. How much does skip hire insurance cost?
A. That will depend on things like if you have any employees, where you are working, and the value of your equipment. if you’d like to get some independent advice, then please call us free on 0800 977 6037
Q. Is a skip hire insurance policy based on claims made or on a claims occurring basis?
A. Most policies are arranged on a claims occurring basis. This means it responds to claims arising from incidents that occurred whilst the policy was in force
Q. Does it make a difference to my cover whether I work as a limited company or not?
A. No, whether you operate as a limited company, partnership, or sole trader
Q. How much public liability insurance do I need?
A. That really depends on the nature of the work you’re doing, for whom, and where. While policies can be arranged for £1m or £2m, some organisations will insist on you having at least £5m of public liability insurance in place. For larger organisations or for work in riskier areas cover of up to £10m may be required
Q. How can I get a skip hire insurance quote?
A. Getting a skip hire insurance quote from us is easy. You can call us on 0800 977 6037 or get your skip hire insurance quote here. Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like.
Get a public liability insurance for skip hire quote
If you'd like liability insurance help or a skip lorry insurance quote, call us on 0800 977 6037. We can give you all the advice you need and can compare our markets to find you the cover you require
