Contractors All Risks

  • Optional covers available include:
  • Public and Employer’s Liability
  • Owned and Hired in Plant
  • Materials and Site Huts
  • Tools and Personal Effects
  • Personal accident

Contractors All Risks Insurance, also known as contract works insurance, covers you if you are involved with extending, refurbishing, or converting a building or for a ‘new build’. You are probably responsible for the work until it has been handed over, in which case you will be responsible for all the costs of doing the work again should anything untoward happen.

So what does Contract Works Insurance actually cover?

During a contract, materials and labour will be used to realise the project. If an insured event occurs, the materials might not be re-usable and the labour used so far will have been wasted. Both these costs can be re-claimed on a Contractors All Risks Insurance policy, so the project can be re-instated back to the original state it was before the claim, at no further cost to the contractor. The project can then be finished and handed over. Contractors All Risks Insurance cover can prove to be invaluable in ensuring a project stays viable and the contracting company stays solvent.

Of course, a project isn't simply about labour and materials alone, so Contractors All Risks Insurance policies usually have many additional options available in order to cover other parts of the project. For instance, materials in storage off site, plant, hand tools, liabilities and much more can be covered.

  1. Why choose Coversure for your Contractors All Risks Insurance?
  2. Coversure are Contractors All Risks Insurance specialists with over 25 years experience our experienced team of staff dedicated to finding you the best Contractors Insurance policies.
  3. Contractors All Risks Insurance policies are tailored around your requirements, we treat you as an individual. We use a large panel of insurers to ensure we get you the best Contractors All Risks Insurance at a fantastic price.